Bankruptcy Ohio Blog

June 15, 2020

Welcome to the Blog of The Law Office of David A. Bhaerman

Hello, I’m David Bhaerman, an attorney with offices in Pickerington, Ohio and Lancaster, Ohio. Our practice focuses exclusively on helping our clients file and manage their bankruptcy cases in the United State Bankruptcy Court, Southern District of Ohio. I feel like I can truly help people improve their lives through my practice, usually in some of the toughest times of their lives. One of the many facets of bankruptcy filing and case management is debtor education. Indeed, debtors must complete a debtor education course before filing bankruptcy, and a post-filing course after their case is completed. The courses help clients […]
October 19, 2023

Tips for Improving Your Credit Score After Bankruptcy

Embarking on the journey to financial recovery post-bankruptcy can be daunting. Your credit score, a vital financial tool, often takes a significant hit after filing for bankruptcy. However, with the right legal guidance and proactive measures, you can rehabilitate your credit score over time. This article provides legal tips and strategies to help you navigate the complexities of rebuilding your credit post-bankruptcy. Understand the Impact of Bankruptcy on Your Credit Score Know the Duration: Bankruptcy can remain on your credit report for up to 10 years, depending on the type. Chapter 7 bankruptcy typically lasts for 10 years, while Chapter […]
April 17, 2023

When Life Gives You Unemployment in Fairfield County Ohio

How Bankruptcy Can Assist in Fairfield County, Ohio Imagine this: you have recently lost your job, your bills are piling up and savings account has quickly declined due to rush hour traffic jams. Though this situation may not seem ideal, unemployment and underemployment in Fairfield County Ohio is common, and no one should feel ashamed or guilty for finding themselves in it. But there is hope: bankruptcy may provide a path out from this impasse of financial difficulty – let’s look into why. The Struggle Is Real: Coping With Unemployment in Fairfield County Losing your job can be one of […]
April 6, 2023

Top Signs You May Need to File for Bankruptcy in Pickerington, Ohio

Is Now the Time to Consider Bankruptcy? If you’re facing debt, know that you are not alone. Many people in Pickerington and across America are facing financial struggles due to circumstances beyond their control. Fortunately, there are options available that can help you regain control over your finances and get a fresh start – one such option being bankruptcy. Bankruptcy is a legal process that can help you discharge certain debts and obtain a fresh financial start. It should not be taken lightly, but if you’re facing overwhelming debt, bankruptcy may be the right solution for you. In this blog […]
July 27, 2020

What to Expect at Your First Consultation with a Bankruptcy Attorney

When the chips are down, many of us are reluctant to ask for help. This seems especially true when it comes to finances. There often is a stigma attached to discussing finances with family,  friends, or a professional advisor, even more so when you’re having financial challenges. Often, this inability to discuss financial issues with perhaps more experienced friends or relatives can push us to the brink of financial disaster, at which point we are forced to do something. That “something” is often consulting with a bankruptcy lawyer near you. For many people, the thought of dealing with bankruptcy, and […]