Chapter 13 Bankruptcy Plan Payment Instructions

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A Guide to Your Chapter 13 Payments

  • Your first Chapter 13 plan payment is due 30 days after your filing and then every 30 days thereafter.
  • If you are employed, the Court requires that your employer withhold funds from your pay and send those funds directly to the Trustee.
  • Since your plan payments must be made in full every 30 days, if only a partial payment has been deducted from your paycheck, you must make up the difference by mailing a payment for the balance due directly to the Trustee. Mail your monthly plan payments until you see that the deduction is coming out of your paycheck.
  • If you are self-employed or have income only from Social Security or a pension, you may make your payments to your Trustee at least monthly. Both Trustees offer electronic payment programs that will be explained at the mandatory orientation you must attend before your creditor hearing.
  • The Trustee will accept personal checks, money orders or cashier’s checks. If you send a personal check, you must allow an additional 14 days for the payment to post.

Plan Payments

If your Chapter 13 Trustee is Edward A. Bailey, mail your payment to:

Chapter 13 Trustee

Edward A. Bailey
P.O. Box 342
Memphis, TN 38101-0342

Make the payment out to Edward A. Bailey

If your Chapter 13 Trustee is Faye D. English, mail your payment to:

Chapter 13 Trustee

Faye D. English
P.O. Box 1718
Memphis, TN 38101-1718

Make the payment out to Faye D. English

To Pay Online (for either trustee), visit TFS Billpay

IMPORTANT: Include your case number on the memo line.

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